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The foundation of Credit Union “Mria” was initialized by Vitaliy Bevzyuk in May of 1997. At that moment there were 512 members. Nowadays, credit union is the strongest financial institution in this region. It has 45 branches in whole district centers and towns. Also, there are several representative offices in far parts of our region, such as mountainous Volosyanka in Velikobereznanskiy district and Yasinya, Rakhivskiy district. Last time “Mria” expanded to many other region of Ukraine, such as L’viv, Volyny, Kyiv, Dnipropetrovsk regions etc. The strategy of credit union is network development, opening new branches and representative offices in rural regions, which makes financial services more available for rural people, makes credits cheaper. Also, it promotes increasing of financial services and creation of new work places. Credit Union “Mria” has more than 27 000 members. Assets of credit union are more than UAH 27 million (producing assets UAH 24,65 million). 137 place of work is created. CU “Mria” extend short-term credits with available interest rate. The main types of credit are: consumer credit, public services payment credit, business development credit, credit for education. In 2006 total credits were more than UAH 50 million. In June of 2004 “Mria” was re- registered by State commission for regulation of financial services markets as financial institution, which enhanced people’s trust. In first half of 2006 According to National Association of Credit Unions of Ukraine rating Credit Union “Mria” took 2-nd place among the Ukrainian credit unions. In 2005-2006 “Mria” became Ukrainian Financial Olympus Prize laureate in nomination: “Credit organization network development and stable growth” In March of 2007 Credit Union “Mria” was awarded by National business rating diploma and decorated with an order of St. Mykola miracle-worker. Last years our credit union more actively gets on the micro credit market, especially rural market. Nowadays farmers from 6 districts of our region cultivate and create the national wealth owing to “Mria” credits. Persistence, objectivity, innovative thinking are the main things in credit union management activity. CU “Mria” clerks are always ready to fully appreciate people’s troubles and to be good for anybody. 2007 year forecast: total value of quality financial services – not less than UAH 100 million, augmentation of CU’s membership, more than thrice assets growth, following the norms and standards of State commission for regulation of financial services markets. In March of 2007 CU “Mria” joined to Ukrainian National Bureau of The World Chamber of Commerce. Our credit union responds to proposition from organizers of National program “Art Olympus” and supports decision to publish the books – “Bankers of Ukraine. Personalities”, “Ukraine in III millennium”, “Encyclopedia of national business undertakings”, “Economist of Ukraine”, “Ukraine. Strong growth”. One of the chapters in each of these books contains information about CU “Mria” as the strongest financial institution of our region. Progressive experience, which is stated there, promotes the economic development, international and interregional cooperation, to raise competitive capacity of financial services, activates business development processes. Charity is one of the priority courses in CU’s activity. CU “Mria” sponsors schools in Andriivtsi (Uzhgorod district) and Mizhgirya, children in Turyi Remeti boarding school, children of medical rehabilitation center “Life way”. In the start of 2006-2007 school year credit union established 5 nominative scholarships for children from poor families, which are student of Uzhgorod National University. Recreation sanatorium in Shayan (16 bunks) was built for CU’s members, which want to be made healthier. CU “Mria” sponsors hospitals, supports invalids, churches and people, who regenerate ethics arts of Ukraine. For example we bought cardio monitor (UAH 14 620) for Uzhgorod clinics. The main tasks of CU “Mria” in 2007 year are raising the level of service quality, enlargement of service assortment, augmentation of CU’s membership, more than thrice assets growth. Only in that way we‘ll be able to advance long-term credit services, especially in rural market. We’ll have a lot of barriers in our way, but we believe in proverb “If God is on our side, nothing can prevent us”.
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